{"schema_version":"secwatch.filing_event.v1","accession":"0001169770-21-000034","form_type":"8-K","ticker":"BANC","cik":"0001169770","company_name":"BANC OF CALIFORNIA, INC.","filed_at":"2021-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.775268+00:00","generated_at":"2026-06-28T19:04:17.952640+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Banc of California reports Q3 net income $23.2M, EPS $0.42; completes Pacific Mercantile acquisition","bullets":["Net income $23.2M, diluted EPS $0.42; net interest margin 3.28%, ROAA 1.13%.","Total loans ex-PPP grew 16% annualized; total deposits up $337M to $6.54B.","Noninterest-bearing deposits rose to 32% of total deposits (from 29% prior quarter).","Completed acquisition of Pacific Mercantile Bancorp on Oct 18 for $225.4M (11.86M shares issued).","Provision for credit losses reversed $1.1M; allowance 1.26% of total loans, 173% of NPLs."],"urls":{"canonical":"https://secwatch.observer/filing/0001169770-21-000034","json":"https://secwatch.observer/filing/0001169770-21-000034.json","markdown":"https://secwatch.observer/filing/0001169770-21-000034.md","text":"https://secwatch.observer/filing/0001169770-21-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1169770/000116977021000034/0001169770-21-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1169770/000116977021000034/banc-20211021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T19:04:17.952640+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}