{"schema_version":"secwatch.filing_event.v1","accession":"0001169770-23-000003","form_type":"8-K","ticker":"BANC","cik":"0001169770","company_name":"BANC OF CALIFORNIA, INC.","filed_at":"2023-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.028394+00:00","generated_at":"2026-06-20T12:56:17.051140+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Banc of California FY2022 net income $115.8M record; Q4 adj. EPS $0.45","bullets":["Q4 net income $21.5M, diluted EPS $0.36; adjusted EPS $0.45.","FY2022 net income $115.8M, diluted EPS $1.89 vs $0.95 in 2021.","Net interest margin expanded 11 bps QoQ to 3.69%; noninterest-bearing deposits 41% of avg deposits.","Repurchased $18.9M common stock in Q4; book value per share $16.26, up from $15.83.","Q4 included $7.7M pre-tax loss on securities sale; proceeds reinvested at ~5.8% yield."],"urls":{"canonical":"https://secwatch.observer/filing/0001169770-23-000003","json":"https://secwatch.observer/filing/0001169770-23-000003.json","markdown":"https://secwatch.observer/filing/0001169770-23-000003.md","text":"https://secwatch.observer/filing/0001169770-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1169770/000116977023000003/0001169770-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1169770/000116977023000003/banc-20230119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:56:17.051140+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"58bfdbc7ea851c78e9d214313bf7ee09909c9ddd","claim":"BANC OF CALIFORNIA, INC. reported the full year 2022 results: net income $115.8 million, EPS $1.89 per diluted common share.","evidence_excerpt":"For the full year 2022, the Company reported record net income available to common shareholders of $115.8 million, or $1.89 per diluted common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1169770/000116977023000003/0001169770-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year 2022"},{"label":"Net income","value":"$115.8 million"},{"label":"EPS","value":"$1.89 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"839fd3ab84de1ade535686f4e63d1fe4c0dba6eb","claim":"BANC OF CALIFORNIA, INC. reported the fourth quarter of 2022 results: net income $21.5 million, EPS $0.36 per diluted common share.","evidence_excerpt":"Banc of California, Inc. (NYSE: BANC) today reported net income of $21.5 million, or $0.36 per diluted common share, for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1169770/000116977023000003/0001169770-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$21.5 million"},{"label":"EPS","value":"$0.36 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}