{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-21-005088","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2021-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.055375+00:00","generated_at":"2026-06-30T02:27:33.426594+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Capital Q2 2021 net income rises to $2.7M, EPS $0.82 vs $0.73 year ago","bullets":["Net income $2.7M ($0.82 diluted EPS) for Q2 2021, up from $2.4M ($0.73) in Q2 2020.","No provision for loan losses in Q2 2021 vs $825k in Q2 2020; net recoveries of $9k.","Total assets grew $61.1M to $1.08B; deposits increased $61.1M to $961.6M.","Net interest income after provision increased $699k; tax-equivalent spread narrowed to 2.71% from 3.34%.","Nonperforming assets essentially flat at $3.3M vs $3.2M at Dec 31, 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-21-005088","json":"https://secwatch.observer/filing/0001171843-21-005088.json","markdown":"https://secwatch.observer/filing/0001171843-21-005088.md","text":"https://secwatch.observer/filing/0001171843-21-005088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184321005088/0001171843-21-005088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184321005088/f8k_072621.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T02:27:33.426594+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}