secwatch.observer — SEC 8-K summary
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Issuer:     FIRST CAPITAL INC (FCAP)
CIK:        0001070296
Form:       8-K
Filed at:   2021-07-26T23:59:59+00:00
Accession:  0001171843-21-005088
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Capital Q2 2021 net income rises to $2.7M, EPS $0.82 vs $0.73 year ago
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- Net income $2.7M ($0.82 diluted EPS) for Q2 2021, up from $2.4M ($0.73) in Q2 2020.
- No provision for loan losses in Q2 2021 vs $825k in Q2 2020; net recoveries of $9k.
- Total assets grew $61.1M to $1.08B; deposits increased $61.1M to $961.6M.
- Net interest income after provision increased $699k; tax-equivalent spread narrowed to 2.71% from 3.34%.
- Nonperforming assets essentially flat at $3.3M vs $3.2M at Dec 31, 2020.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070296/000117184321005088/0001171843-21-005088-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070296/000117184321005088/f8k_072621.htm
  HTML page:      https://secwatch.observer/filing/0001171843-21-005088

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer