{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-21-007171","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.803218+00:00","generated_at":"2026-06-28T17:44:19.329427+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Stock Yards Bancorp Q3 EPS $0.86, up 34% vs $0.64 YoY; record non-interest income","bullets":["Net income $23.2M ($0.86 diluted EPS) vs $14.5M ($0.64) in Q3 2020; net interest income $45.5M (+35% YoY).","Organic loan growth ex-PPP $128M (second-largest quarter ever); total loans ex-PPP up 40% YoY including Kentucky Bancshares.","Record non-interest income $17.6M (+35% YoY); wealth management/trust $7.1M (+26%), card income +75%, treasury mgmt +29%.","Dividend raised to $0.28/share; pending Commonwealth Bancshares merger ($1.2B assets) expected to close Q4 2021.","Net benefit of $1.5M to provision for credit losses; non-performing loans only 0.13% of loans ex-PPP."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-21-007171","json":"https://secwatch.observer/filing/0001171843-21-007171.json","markdown":"https://secwatch.observer/filing/0001171843-21-007171.md","text":"https://secwatch.observer/filing/0001171843-21-007171.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184321007171/0001171843-21-007171-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184321007171/f8k_102621.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:44:19.329427+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}