{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-22-000574","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2022-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.332931+00:00","generated_at":"2026-06-27T14:40:30.393570+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Capital reports record FY 2021 net income $11.4M ($3.41 EPS); Q4 net income $2.8M ($0.84 EPS)","bullets":["Full-year net income $11.4M, or $3.41 per diluted share, vs $10.1M ($3.02) in 2020, a record.","Net interest income after provision increased $2.4M; negative provision for loan losses of $325,000 vs provision $1.8M in 2020.","Noninterest income up $952k, driven by ATM/debit card fees (+$588k) and unrealized gain on equity securities ($328k).","Total assets $1.16B (up from $1.02B); deposits increased $135.1M; nonperforming assets down to $2.3M from $3.2M.","Bank well-capitalized; originated $62.4M PPP loans including $16.5M second-draw in 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-22-000574","json":"https://secwatch.observer/filing/0001171843-22-000574.json","markdown":"https://secwatch.observer/filing/0001171843-22-000574.md","text":"https://secwatch.observer/filing/0001171843-22-000574.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322000574/0001171843-22-000574-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322000574/f8k_012722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T14:40:30.393570+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}