{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-22-002792","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2022-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.619238+00:00","generated_at":"2026-06-26T04:29:38.040084+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Capital Q1 net income $2.5M ($0.75 EPS), down from $2.9M ($0.88 EPS) YoY","bullets":["Net income $2.5M, diluted EPS $0.75 vs $2.9M, $0.88 in Q1 2021.","Net interest income after loan loss provision fell $152k; noninterest income down $291k.","PPP fees recognized dropped to $25k from $625k, pressuring tax-equivalent yield to 2.68% from 3.13%.","Nonperforming assets declined to $2.1M from $2.3M at Dec 31, 2021.","Deposits grew $36.5M to $1.07B; loans up $22.7M; total assets $1.17B."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-22-002792","json":"https://secwatch.observer/filing/0001171843-22-002792.json","markdown":"https://secwatch.observer/filing/0001171843-22-002792.md","text":"https://secwatch.observer/filing/0001171843-22-002792.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322002792/0001171843-22-002792-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322002792/f8k_042622.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:29:38.040084+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}