secwatch.observer — SEC 8-K summary
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Issuer:     FIRST CAPITAL INC (FCAP)
CIK:        0001070296
Form:       8-K
Filed at:   2022-04-26T23:59:59+00:00
Accession:  0001171843-22-002792
Event type: earnings
Sentiment:  negative
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Capital Q1 net income $2.5M ($0.75 EPS), down from $2.9M ($0.88 EPS) YoY
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- Net income $2.5M, diluted EPS $0.75 vs $2.9M, $0.88 in Q1 2021.
- Net interest income after loan loss provision fell $152k; noninterest income down $291k.
- PPP fees recognized dropped to $25k from $625k, pressuring tax-equivalent yield to 2.68% from 3.13%.
- Nonperforming assets declined to $2.1M from $2.3M at Dec 31, 2021.
- Deposits grew $36.5M to $1.07B; loans up $22.7M; total assets $1.17B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070296/000117184322002792/0001171843-22-002792-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070296/000117184322002792/f8k_042622.htm
  HTML page:      https://secwatch.observer/filing/0001171843-22-002792

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer