---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-22-002841"
form_type: "8-K"
ticker: "SYBT"
cik: "0000835324"
company_name: "Stock Yards Bancorp, Inc."
filed_at: "2022-04-27T23:59:59+00:00"
generated_at: "2026-06-26T04:21:50.317870+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Stock Yards Bancorp Reports Q1 2022 Net Income of $7.9M; Completes Commonwealth Bancshares Acquisition

## Summary
- Net income $7.9M ($0.29/diluted share) includes $19.5M merger expenses and $4.4M credit loss expense on acquired loans.
- Completed acquisition of Commonwealth Bancshares on March 7, adding $1.34B in assets, $632M loans, $1.12B deposits.
- Organic loan growth (excluding PPP and acquired loans) totaled $118M, strongest first quarter in company history.
- Record non-interest income: wealth management/trust $8.5M, card income $4.1M, treasury management $1.9M.
- Tangible book value per share decreased to $17.92 from $20.09 due to acquisition and $50M decline in AOCI from rate increases.

## SEC filing metadata
- accession: 0001171843-22-002841
- form_type: 8-K
- ticker: SYBT
- cik: 0000835324
- company_name: Stock Yards Bancorp, Inc.
- filed_at: 2022-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/835324/000117184322002841/0001171843-22-002841-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/835324/000117184322002841/f8k_042622.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-22-002841
- JSON: https://secwatch.observer/filing/0001171843-22-002841.json
- Plain text: https://secwatch.observer/filing/0001171843-22-002841.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.