earnings
confidence high
sentiment neutral
materiality 0.50
First Capital Q2 net income flat at $2.7M; EPS $0.81 vs $0.82 YoY
FIRST CAPITAL INC
2022-Q2 EPS reported
$1.56
revenue$3,427,000
- Net income of $2.7M ($0.81 diluted EPS) for Q2 2022 vs $2.7M ($0.82) a year ago.
- Net interest income after provision up $587K; provision for loan losses $200K vs $0.
- Noninterest income fell $587K on $446K lower gains on loan sales and $99K unrealized loss on equities.
- Total assets $1.18B at June 30, 2022; deposits grew $49.1M since Dec. 31, 2021.
- Nonperforming assets decreased to $2.0M from $2.3M at Dec. 31, 2021.