{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-22-005408","form_type":"8-K","ticker":"PNBK","cik":"0001098146","company_name":"PATRIOT NATIONAL BANCORP INC","filed_at":"2022-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.978076+00:00","generated_at":"2026-06-24T03:10:58.490879+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Patriot National Bancorp Q2 net income $1.3M, EPS $0.32; loans up 16.2%","bullets":["Net income $1.3M ($0.32 EPS) vs $1.0M ($0.26 EPS) in Q2 2021; 6-month net income $2.1M.","Loans grew 16.2% to $849.2M and deposits 13.1% to $846.8M vs Dec 31, 2021.","Net interest margin improved to 3.17% (H1 2022) from 2.90% (H1 2021); prepaid card program tripled to $166.7M.","Merger with American Challenger Development terminated; parties in active discussions for modified transaction."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-22-005408","json":"https://secwatch.observer/filing/0001171843-22-005408.json","markdown":"https://secwatch.observer/filing/0001171843-22-005408.md","text":"https://secwatch.observer/filing/0001171843-22-005408.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098146/000117184322005408/0001171843-22-005408-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098146/000117184322005408/f8k_080522.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T03:10:58.490879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}