---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-22-006725"
form_type: "8-K"
ticker: "SFNC"
cik: "0000090498"
company_name: "SIMMONS FIRST NATIONAL CORP"
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:31:59.501511+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Simmons First Q3 2022 EPS $0.63, revenue $236.6M up 5% QoQ; adjusted EPS $0.64

## Summary
- Net income $80.6M ($0.63 diluted EPS); adjusted EPS $0.64.
- Total revenue $236.6M, up 5% QoQ; net interest margin (FTE) 3.34% vs 3.24% prior Q.
- Noninterest expense $138.9M, down 11% QoQ; efficiency ratio improved to 54.41%.
- $45M of common stock repurchased; total capital returned $69.2M including dividends.
- Loans up 3% to $15.6B; deposits up 1% to $22.1B; NPAs/total assets at 0.23%.

## SEC filing metadata
- accession: 0001171843-22-006725
- form_type: 8-K
- ticker: SFNC
- cik: 0000090498
- company_name: SIMMONS FIRST NATIONAL CORP
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/90498/000117184322006725/0001171843-22-006725-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/90498/000117184322006725/f8k_102522.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-22-006725
- JSON: https://secwatch.observer/filing/0001171843-22-006725.json
- Plain text: https://secwatch.observer/filing/0001171843-22-006725.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.