---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-22-006728"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:16:12.893426+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Montana Q3 net income $3.1M ($0.40/diluted); NIM expands to 4.18%

## Summary
- Net income $3.1M ($0.40 diluted EPS) vs $1.8M ($0.24) in Q2 2022; YoY net income down from $4.7M ($0.73).
- Revenue $25.3M, up 8.6% linked quarter; NIM 4.18%, up 9 bps from Q2 and 31 bps YoY.
- Total loans $1.31B (+48.3% YoY); organic loan growth $61.2M in Q3; deposits $1.67B (+40.2% YoY).
- Declared quarterly dividend $0.1375/share, payable Dec 2, 2022 to holders of record Nov 10, 2022.
- Merger with First Community contributed $370M in assets; acquisition costs of $103K in Q3 (vs $1.9M in Q2).

## SEC filing metadata
- accession: 0001171843-22-006728
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184322006728/0001171843-22-006728-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184322006728/f8k_102422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-22-006728
- JSON: https://secwatch.observer/filing/0001171843-22-006728.json
- Plain text: https://secwatch.observer/filing/0001171843-22-006728.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.