{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-22-006908","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2022-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.512015+00:00","generated_at":"2026-06-22T21:17:33.363875+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"First Capital Q3 net income $3.1M ($0.93/diluted share), up from $2.9M ($0.88) YoY","bullets":["Net interest income after provision rose $1.0M to $1.13B avg earning assets; PPP fees minimal.","Year-to-date net income $8.4M vs $8.6M; diluted EPS $2.49 vs $2.57.","Noninterest income fell $397K due to $433K drop in loan sale gains; service charges rose.","Loan loss provision $175K vs $0 in prior-year quarter; net charge-offs $3K vs $70K.","Deposits grew $27.5M to $1.06B; nonperforming assets declined to $2.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-22-006908","json":"https://secwatch.observer/filing/0001171843-22-006908.json","markdown":"https://secwatch.observer/filing/0001171843-22-006908.md","text":"https://secwatch.observer/filing/0001171843-22-006908.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322006908/0001171843-22-006908-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322006908/f8k_103122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T21:17:33.363875+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"76b85d7d354efbf65b28ced20f47088c305d3a81","claim":"FIRST CAPITAL INC reported the nine months ended September 30, 2022 results: net income $8.4 million, EPS $2.49 per diluted share.","evidence_excerpt":"For the nine months ended September 30, 2022, the Company reported net income of $8.4 million or $2.49 per diluted share compared to net income of $8.6 million or $2.57 per diluted share for the same period in 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322006908/0001171843-22-006908-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended September 30, 2022"},{"label":"Net income","value":"$8.4 million"},{"label":"EPS","value":"$2.49 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d1da12103f5814bba2ff6bf4bddbc9db415d5f89","claim":"FIRST CAPITAL INC reported the quarter ended September 30, 2022 results: net income $3.1 million, EPS $0.93 per diluted share.","evidence_excerpt":"First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $3.1 million or $0.93 per diluted share for the quarter ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070296/000117184322006908/0001171843-22-006908-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$3.1 million"},{"label":"EPS","value":"$0.93 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}