Westamerica Q4 net income $39.3M ($1.46 EPS) vs Q3 $34.8M ($1.29)

WESTAMERICA BANCORPORATION

2022-FY EPS reported $4.54

Net interest income (FTE) rose to $69.2M in Q4 from $60.8M in Q3; loan/bond/cash yield 3.98% vs 3.47%.
Funding cost remained 0.03%; non-interest bearing deposits were 47% of average deposits.
Nonperforming assets only $774K at Dec 31, 2022; quarterly dividend $0.42 per share.
Annualized return on average common equity 18.6%; noninterest income $10.5M excluding a life insurance gain.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.