{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-000413","form_type":"8-K","ticker":"SFNC","cik":"0000090498","company_name":"SIMMONS FIRST NATIONAL CORP","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.491506+00:00","generated_at":"2026-06-20T11:21:43.346633+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Simmons First National posts record Q4 net income of $83.3M; EPS $0.65, dividend raised 5%","bullets":["Q4 net income $83.3M ($0.65 diluted EPS); adjusted EPS $0.64. Full-year 2022 net income $256.4M.","Record full-year revenue $887.4M, up 13% YoY; pre-provision net revenue $320.9M, up 13%.","Loans grew 3% QoQ to $16.1B; deposits up 2% to $22.5B. Credit quality remains low: NPL ratio 0.37%, net charge-offs 0.13% in Q4.","Board approved 5% dividend increase for Q1 2023, marking 114th consecutive year of dividends.","Regulatory capital ratios exceed well-capitalized levels; CET1 ratio 11.90%, total risk-based capital 14.22%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-000413","json":"https://secwatch.observer/filing/0001171843-23-000413.json","markdown":"https://secwatch.observer/filing/0001171843-23-000413.md","text":"https://secwatch.observer/filing/0001171843-23-000413.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/90498/000117184323000413/0001171843-23-000413-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/90498/000117184323000413/f8k_012423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:21:43.346633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6100e98d6db932fc84601bf04a77263580efc081","claim":"SIMMONS FIRST NATIONAL CORP reported the fourth quarter of 2022 results: revenue $237.7 million, net income $83.3 million, EPS $0.65.","evidence_excerpt":"in connection with acquisitions and other items, and their corresponding impact on quarterly and annual results. Total revenue for the fourth quarter of 2022 was $237.7 million, compared to $236.6 million in the third quarter for 2022 and $199.7 million in the fourth quarter of 2021. Pre-provision net revenue totaled $95.2 million, compared to $97.7","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/90498/000117184323000413/0001171843-23-000413-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Revenue","value":"$237.7 million"},{"label":"Net income","value":"$83.3 million"},{"label":"EPS","value":"$0.65"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}