secwatch.observer — SEC 8-K summary
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Issuer:     SIMMONS FIRST NATIONAL CORP (SFNC)
CIK:        0000090498
Form:       8-K
Filed at:   2023-01-24T23:59:59+00:00
Accession:  0001171843-23-000413
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Simmons First National posts record Q4 net income of $83.3M; EPS $0.65, dividend raised 5%
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- Q4 net income $83.3M ($0.65 diluted EPS); adjusted EPS $0.64. Full-year 2022 net income $256.4M.
- Record full-year revenue $887.4M, up 13% YoY; pre-provision net revenue $320.9M, up 13%.
- Loans grew 3% QoQ to $16.1B; deposits up 2% to $22.5B. Credit quality remains low: NPL ratio 0.37%, net charge-offs 0.13% in Q4.
- Board approved 5% dividend increase for Q1 2023, marking 114th consecutive year of dividends.
- Regulatory capital ratios exceed well-capitalized levels; CET1 ratio 11.90%, total risk-based capital 14.22%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/90498/000117184323000413/0001171843-23-000413-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/90498/000117184323000413/f8k_012423.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-000413

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