---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-000440"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2023-01-24T23:59:59+00:00"
generated_at: "2026-06-20T10:30:21.611602+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hanmi Financial reports record FY2022 net income of $101.4M; Q4 EPS $0.93, up 4.8% QoQ

## Summary
- Full year 2022 net income $101.4M ($3.32 diluted EPS) vs $98.7M in 2021, up 2.8%.
- Q4 net income $28.5M ($0.93 diluted EPS), up 4.8% from Q3; net interest margin 3.67%.
- Loans receivable $5.97B (+2.9% QoQ, +15.8% YoY); full year loan production $2.12B, up 17.1% ex-PPP.
- Deposits $6.17B; noninterest-bearing deposits 41.2%; criticized loans down 26.7% QoQ to $125.2M.
- Capital ratios: CET1 11.37%, Total capital 14.49%; nonperforming assets declined to $10.0M.

## SEC filing metadata
- accession: 0001171843-23-000440
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2023-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/0001171843-23-000440-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/f8k_012423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-000440
- JSON: https://secwatch.observer/filing/0001171843-23-000440.json
- Plain text: https://secwatch.observer/filing/0001171843-23-000440.txt

## Key facts
- Earnings Releases
  HANMI FINANCIAL CORP reported the full year 2022 results: net income $101.4 million, EPS $3.32 per diluted share.
  - Period: the full year 2022
  - Net income: $101.4 million
  - EPS: $3.32 per diluted share
  - Result: reported results
  source text: For the full year 2022, net income was $101.4 million, or $3.32 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/0001171843-23-000440-index.htm
- Earnings Releases
  HANMI FINANCIAL CORP reported the fourth quarter of 2022 results: net income $28.5 million, EPS $0.93 per diluted share.
  - Period: the fourth quarter of 2022
  - Net income: $28.5 million
  - EPS: $0.93 per diluted share
  - Result: reported results
  source text: Net income for the fourth quarter of 2022 was $28.5 million, or $0.93 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/0001171843-23-000440-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.