secwatch.observer — SEC 8-K summary
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Issuer:     HANMI FINANCIAL CORP (HAFC)
CIK:        0001109242
Form:       8-K
Filed at:   2023-01-24T23:59:59+00:00
Accession:  0001171843-23-000440
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hanmi Financial reports record FY2022 net income of $101.4M; Q4 EPS $0.93, up 4.8% QoQ
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- Full year 2022 net income $101.4M ($3.32 diluted EPS) vs $98.7M in 2021, up 2.8%.
- Q4 net income $28.5M ($0.93 diluted EPS), up 4.8% from Q3; net interest margin 3.67%.
- Loans receivable $5.97B (+2.9% QoQ, +15.8% YoY); full year loan production $2.12B, up 17.1% ex-PPP.
- Deposits $6.17B; noninterest-bearing deposits 41.2%; criticized loans down 26.7% QoQ to $125.2M.
- Capital ratios: CET1 11.37%, Total capital 14.49%; nonperforming assets declined to $10.0M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/0001171843-23-000440-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1109242/000117184323000440/f8k_012423.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-000440

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