{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-000451","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.223458+00:00","generated_at":"2026-06-20T10:11:37.736467+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Stock Yards Bancorp reports Q4 record net income $29.8M, EPS $1.01; NIM expands to 3.64%","bullets":["Q4 net income $29.8M ($1.01 diluted EPS) vs $24.6M ($0.92) in Q4 2021.","Net interest margin expanded 57 bps YoY to 3.64%, up 18 bps linked quarter.","Loans ex-PPP grew $134M (+3%) linked quarter; deposits declined $110M (-2%).","Provision for credit losses $3.4M, including $1.6M specific reserve for CRE loan.","Tangible book value per share $18.50 vs $20.09 year ago; dividend $0.29/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-000451","json":"https://secwatch.observer/filing/0001171843-23-000451.json","markdown":"https://secwatch.observer/filing/0001171843-23-000451.md","text":"https://secwatch.observer/filing/0001171843-23-000451.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184323000451/0001171843-23-000451-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184323000451/f8k_012423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T10:11:37.736467+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"030c85dbbad498b54336ff86b9ae92cf9b8f78bf","claim":"Stock Yards Bancorp, Inc. reported financial results for the year ended December 31, 2022.","evidence_excerpt":"On January 25, 2023, Stock Yards Bancorp, Inc. issued a press release, a copy of which is attached hereto as Exhibit 99.1 and incorporated by reference, announcing earnings for the three and twelve month periods ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184323000451/0001171843-23-000451-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c577b4033ecea8ed4c8f7220a9125ade630e23c5","claim":"Stock Yards Bancorp, Inc. reported the fourth quarter ended December 31, 2022 results: net income $29.8 million, EPS $1.01 per diluted share.","evidence_excerpt":"today reported record earnings for the fourth quarter ended December 31, 2022, of $29.8 million, or $1.01 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184323000451/0001171843-23-000451-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Net income","value":"$29.8 million"},{"label":"EPS","value":"$1.01 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}