---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-000493"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:39:06.863057+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Mid Bancshares Q4 net income $20.6M ($1.01 EPS); loan growth 2.2% QoQ; dividend $0.23

## Summary
- Net income $20.6M, $1.01 diluted EPS; adjusted net income $20.8M.
- Net interest margin 3.07% (down 14 bps QoQ); net interest income -5.4% QoQ.
- Total loans $4.83B (+2.2% QoQ); deposits $5.26B (-4.1% QoQ due to competition).
- Nonperforming loans ratio 0.40%; ACL 1.22%; provision $0.8M.
- Dividend $0.23/share declared, payable March 1, 2023.

## SEC filing metadata
- accession: 0001171843-23-000493
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184323000493/0001171843-23-000493-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184323000493/f8k_012523.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-000493
- JSON: https://secwatch.observer/filing/0001171843-23-000493.json
- Plain text: https://secwatch.observer/filing/0001171843-23-000493.txt

## Key facts
- Earnings Releases
  FIRST MID BANCSHARES, INC. reported the quarter and year ended December 31, 2022 results: net income Net income of $20.6 million, or $1.01 diluted EPS, EPS $1.01 diluted EPS.
  - Period: the quarter and year ended December 31, 2022
  - Net income: Net income of $20.6 million, or $1.01 diluted EPS
  - EPS: $1.01 diluted EPS
  - Result: reported results
  source text: On January 26, 2023, the Company issued a press release to report its results of operations and financial condition as of and for the quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/700565/000117184323000493/0001171843-23-000493-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.