secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001171843-23-000493
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid Bancshares Q4 net income $20.6M ($1.01 EPS); loan growth 2.2% QoQ; dividend $0.23
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- Net income $20.6M, $1.01 diluted EPS; adjusted net income $20.8M.
- Net interest margin 3.07% (down 14 bps QoQ); net interest income -5.4% QoQ.
- Total loans $4.83B (+2.2% QoQ); deposits $5.26B (-4.1% QoQ due to competition).
- Nonperforming loans ratio 0.40%; ACL 1.22%; provision $0.8M.
- Dividend $0.23/share declared, payable March 1, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184323000493/0001171843-23-000493-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184323000493/f8k_012523.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-000493

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