---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-000498"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:07:44.055213+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q4 net income $3.6M, EPS $0.47; declares $0.1375 dividend; loan growth 45% YoY

## Summary
- Q4 net income $3.6 million ($0.47 diluted EPS), up from $1.7 million ($0.26 EPS) a year ago and $3.1 million ($0.40 EPS) in Q3 2022.
- Full-year 2022 net income $10.7 million ($1.45 EPS) vs $14.4 million ($2.17 EPS) in 2021, includes $2.3 million in acquisition costs.
- Quarterly cash dividend of $0.1375 per share declared, payable March 3, 2023 to shareholders of record February 10, 2023.
- Net interest margin expanded to 4.10% in Q4 2022 from 3.75% a year ago; total loans rose 45.1% YoY to $1.35 billion, driven by First Community acquisition.
- Noninterest income fell 23.3% YoY in Q4 due to lower mortgage banking; nonperforming loans increased to $7.8 million from $4.5 million in Q3 2022.

## SEC filing metadata
- accession: 0001171843-23-000498
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/0001171843-23-000498-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/f8k_012623.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-000498
- JSON: https://secwatch.observer/filing/0001171843-23-000498.json
- Plain text: https://secwatch.observer/filing/0001171843-23-000498.txt

## Key facts
- Earnings Releases
  Eagle Bancorp Montana, Inc. reported the year 2022 results: net income $10.7 million, EPS $1.45 per diluted share.
  - Period: the year 2022
  - Net income: $10.7 million
  - EPS: $1.45 per diluted share
  - Result: reported results
  source text: Eagle Bancorp Montana, Inc. announced its results of operations for the quarter ended December 31, 2022. A copy of the press release announcing Eagle’s results for the quarter ended December 31, 2022, and dated January 26, 2023 is attached as Exhibit 99.1
  evidence_url: https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/0001171843-23-000498-index.htm
- Earnings Releases
  Eagle Bancorp Montana, Inc. reported the quarter ended December 31, 2022 results: net income $3.6 million, EPS $0.47 per diluted share.
  - Period: the quarter ended December 31, 2022
  - Net income: $3.6 million
  - EPS: $0.47 per diluted share
  - Result: reported results
  source text: Eagle Bancorp Montana, Inc. announced its results of operations for the quarter ended December 31, 2022. A copy of the press release announcing Eagle’s results for the quarter ended December 31, 2022, and dated January 26, 2023 is attached as Exhibit 99.1
  evidence_url: https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/0001171843-23-000498-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.