secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001171843-23-000498
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Q4 net income $3.6M, EPS $0.47; declares $0.1375 dividend; loan growth 45% YoY
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- Q4 net income $3.6 million ($0.47 diluted EPS), up from $1.7 million ($0.26 EPS) a year ago and $3.1 million ($0.40 EPS) in Q3 2022.
- Full-year 2022 net income $10.7 million ($1.45 EPS) vs $14.4 million ($2.17 EPS) in 2021, includes $2.3 million in acquisition costs.
- Quarterly cash dividend of $0.1375 per share declared, payable March 3, 2023 to shareholders of record February 10, 2023.
- Net interest margin expanded to 4.10% in Q4 2022 from 3.75% a year ago; total loans rose 45.1% YoY to $1.35 billion, driven by First Community acquisition.
- Noninterest income fell 23.3% YoY in Q4 due to lower mortgage banking; nonperforming loans increased to $7.8 million from $4.5 million in Q3 2022.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/0001171843-23-000498-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323000498/f8k_012623.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-000498

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