secwatch.observer — SEC 8-K summary
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Issuer:     FIRST CAPITAL INC (FCAP)
CIK:        0001070296
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001171843-23-000511
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Capital reports record 2022 net income of $11.9M, EPS $3.55
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- Full year net income $11.9M ($3.55 diluted EPS) vs $11.4M ($3.41) in 2021.
- Q4 net income $3.5M ($1.05 diluted EPS) vs $2.8M ($0.84) in Q4 2021.
- Net interest income after provision increased $2.7M for 2022; provision for loan losses $950K.
- Noninterest income fell $1.6M on lower loan sale gains and unrealized loss on equity securities.
- Deposits grew $24.8M to $1.06B; nonperforming assets declined to $2.0M from $2.3M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070296/000117184323000511/0001171843-23-000511-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070296/000117184323000511/f8k_012623.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-000511

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer