{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-002533","form_type":"8-K","ticker":"HAFC","cik":"0001109242","company_name":"HANMI FINANCIAL CORP","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.965446+00:00","generated_at":"2026-06-16T15:29:40.560298+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanmi Financial Q1 net income $22.0M ($0.72 EPS), down 22.8% QoQ","bullets":["Net income $22.0M ($0.72 diluted EPS) vs Q4 2022 $28.5M ($0.93); net interest income $57.9M, down 10.4% QoQ.","Net interest margin (taxable equivalent) 3.28%, down 39 bps QoQ; deposit cost up 103 bps, loan yield up 30 bps.","Deposits $6.20B, up 2.1% annualized from year-end; noninterest-bearing deposits 37.6% of total.","Credit loss expense $2.1M; allowance/loans 1.21%; nonperforming assets $20.2M (0.27% of assets) vs 0.14% at year-end.","Tangible common equity ratio 8.77%; CET1 ratio 11.59% (preliminary); total capital ratio 14.80%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-002533","json":"https://secwatch.observer/filing/0001171843-23-002533.json","markdown":"https://secwatch.observer/filing/0001171843-23-002533.md","text":"https://secwatch.observer/filing/0001171843-23-002533.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/0001171843-23-002533-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/f8k_042523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T15:29:40.560298+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d4f34ac86469a488c033016bb3eb80a621214233","claim":"HANMI FINANCIAL CORP reported the first quarter of 2023 results: net income $22.0 million, EPS $0.72 per diluted share.","evidence_excerpt":"Net income for the first quarter of 2023 was $22.0 million, or $0.72 per diluted share, compared with $28.5 million, or $0.93 per diluted share, for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/0001171843-23-002533-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$22.0 million"},{"label":"EPS","value":"$0.72 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}