---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-002533"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T15:29:40.560298+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hanmi Financial Q1 net income $22.0M ($0.72 EPS), down 22.8% QoQ

## Summary
- Net income $22.0M ($0.72 diluted EPS) vs Q4 2022 $28.5M ($0.93); net interest income $57.9M, down 10.4% QoQ.
- Net interest margin (taxable equivalent) 3.28%, down 39 bps QoQ; deposit cost up 103 bps, loan yield up 30 bps.
- Deposits $6.20B, up 2.1% annualized from year-end; noninterest-bearing deposits 37.6% of total.
- Credit loss expense $2.1M; allowance/loans 1.21%; nonperforming assets $20.2M (0.27% of assets) vs 0.14% at year-end.
- Tangible common equity ratio 8.77%; CET1 ratio 11.59% (preliminary); total capital ratio 14.80%.

## SEC filing metadata
- accession: 0001171843-23-002533
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/0001171843-23-002533-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/f8k_042523.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-002533
- JSON: https://secwatch.observer/filing/0001171843-23-002533.json
- Plain text: https://secwatch.observer/filing/0001171843-23-002533.txt

## Key facts
- Earnings Releases
  HANMI FINANCIAL CORP reported the first quarter of 2023 results: net income $22.0 million, EPS $0.72 per diluted share.
  - Period: the first quarter of 2023
  - Net income: $22.0 million
  - EPS: $0.72 per diluted share
  - Result: reported results
  source text: Net income for the first quarter of 2023 was $22.0 million, or $0.72 per diluted share, compared with $28.5 million, or $0.93 per diluted share, for the fourth quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323002533/0001171843-23-002533-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.