{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-002688","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2023-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.854557+00:00","generated_at":"2026-06-16T06:07:12.093664+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Capital reports Q1 net income of $3.8M, EPS $1.14, up from $2.5M, $0.75 YoY","bullets":["Net income $3.8M, diluted EPS $1.14 vs $0.75 for Q1 2022.","Net interest margin widened; interest rate spread 3.22% vs 2.55% YoY.","CECL adoption reduced retained earnings $529K net; ACL on loans at 1.29%.","Nonperforming assets fell to $1.3M from $1.5M at year-end 2022.","Deposits decreased $24.9M to $1.04B; net loans increased $7.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-002688","json":"https://secwatch.observer/filing/0001171843-23-002688.json","markdown":"https://secwatch.observer/filing/0001171843-23-002688.md","text":"https://secwatch.observer/filing/0001171843-23-002688.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184323002688/0001171843-23-002688-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184323002688/f8k_042823.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T06:07:12.093664+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9a17580e41cfa1c0f5970101a9e40a0f2bf375df","claim":"FIRST CAPITAL INC reported quarter ended March 31, 2023 results: net income net income of $3.8 million, EPS $1.14 per diluted share.","evidence_excerpt":"First Capital, Inc. (the \"Company\") (NASDAQ: FCAP), the holding company for First Harrison Bank (the \"Bank\"), today reported net income of $3.8 million or $1.14 per diluted share for the quarter ended March 31, 2023, compared to $2.5 million or $0.75 per diluted share for the quarter ended March 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070296/000117184323002688/0001171843-23-002688-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"net income of $3.8 million"},{"label":"EPS","value":"$1.14 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}