{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-004624","form_type":"8-K","ticker":"SFNC","cik":"0000090498","company_name":"SIMMONS FIRST NATIONAL CORP","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.973851+00:00","generated_at":"2026-06-13T03:48:59.069933+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Simmons First National Q2 net income $58.3M, EPS $0.46; adjusted EPS $0.48","bullets":["Net income $58.3M ($0.46 diluted EPS); adjusted earnings $61.1M ($0.48 adjusted EPS).","Total loans $16.8B (+2% QoQ); deposits $22.5B flat; net charge-offs 0.04%.","Better Bank Initiative early retirement completed, $5.1M annual savings; on track for $15M total.","Noninterest expense $139.7M (-2% QoQ); adjusted pre-provision net revenue $72.6M.","Repurchased 1.1M shares; tangible book value per share $15.17 (+8% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-004624","json":"https://secwatch.observer/filing/0001171843-23-004624.json","markdown":"https://secwatch.observer/filing/0001171843-23-004624.md","text":"https://secwatch.observer/filing/0001171843-23-004624.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/90498/000117184323004624/0001171843-23-004624-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/90498/000117184323004624/f8k_072523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:48:59.069933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"72eaea40fa7f7954166f2ae524bfc5f4a00cd797","claim":"SIMMONS FIRST NATIONAL CORP reported second quarter of 2023 results: revenue $208.2, net income $58.3 million, EPS $0.46.","evidence_excerpt":"$ 4,817 $ 5,268 $6,516 Additional liquidity sources $11,096 $10,780 $7,808 Coverage ratio of uninsured deposits 2.3x 2.0x 1.2x Performance Measures (in millions) Total revenue $208.2 $223.7 $225.3 Pre-provision net revenue 1 68.9 80.4 68.6 Adjusted pre-provision net revenue 1 72.6 82.8 89.9 Provision for credit losses on loans 0.1 10.9 33.9 Provision for","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/90498/000117184323004624/0001171843-23-004624-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Revenue","value":"$208.2"},{"label":"Net income","value":"$58.3 million"},{"label":"EPS","value":"$0.46"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}