{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-004626","form_type":"8-K","ticker":"EBMT","cik":"0001478454","company_name":"Eagle Bancorp Montana, Inc.","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.045576+00:00","generated_at":"2026-06-13T03:04:25.120008+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eagle Bancorp Q2 net income $2.0M ($0.26 EPS); raises dividend to $0.14/share","bullets":["Net income $2.0M ($0.26 diluted) vs $1.8M ($0.24) in Q2 2022; down from $3.2M ($0.42) in Q1 2023.","Quarterly cash dividend increased to $0.14/share (annualized yield 4.34%), payable Sept 1, 2023 to holders of record Aug 11, 2023.","Total loans grew 13.6% YoY to $1.42B; net interest margin compressed to 3.47% from 4.09% a year ago.","Total deposits declined 4.4% YoY to $1.58B; average cost of deposits rose to 1.05% from 0.11% in Q2 2022.","Tangible book value per share increased to $15.19 from $14.82 a year ago; Bank's Tier 1 capital ratio 9.77% (well capitalized)."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-004626","json":"https://secwatch.observer/filing/0001171843-23-004626.json","markdown":"https://secwatch.observer/filing/0001171843-23-004626.md","text":"https://secwatch.observer/filing/0001171843-23-004626.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/f8k_072323.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:04:25.120008+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b7701df9ceab075a2ee3de4cb61b8b6c4a9bd9d4","claim":"Eagle Bancorp Montana, Inc. reported the second quarter of 2023 results: revenue $21.5 million, net income $2.0 million, EPS $0.26 per diluted share.","evidence_excerpt":"preceding quarter, and 4.09% in the second quarter a year ago. Revenues (net interest income before the provision for credit losses, plus noninterest income) increased 1.7% to $21.5 million in the second quarter of 2023, compared to $21.1 million in the preceding quarter and decreased 7.9% compared to $23.3 million in the second quarter a year ago. The Company","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Revenue","value":"$21.5 million"},{"label":"Net income","value":"$2.0 million"},{"label":"EPS","value":"$0.26 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ca3a78e374a61fe126fd8f3e63dbd5980cef8e4a","claim":"Eagle Bancorp Montana, Inc. reported the first six months of 2023 results: net income $5.3 million, EPS $0.67 per diluted share.","evidence_excerpt":"In the first six months of 2023, net income was $5.3 million, or $0.67 per diluted share, compared to $4.0 million, or $0.57 per diluted share, in the first six months of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first six months of 2023"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.67 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}