---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-004626"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:04:25.120008+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q2 net income $2.0M ($0.26 EPS); raises dividend to $0.14/share

## Summary
- Net income $2.0M ($0.26 diluted) vs $1.8M ($0.24) in Q2 2022; down from $3.2M ($0.42) in Q1 2023.
- Quarterly cash dividend increased to $0.14/share (annualized yield 4.34%), payable Sept 1, 2023 to holders of record Aug 11, 2023.
- Total loans grew 13.6% YoY to $1.42B; net interest margin compressed to 3.47% from 4.09% a year ago.
- Total deposits declined 4.4% YoY to $1.58B; average cost of deposits rose to 1.05% from 0.11% in Q2 2022.
- Tangible book value per share increased to $15.19 from $14.82 a year ago; Bank's Tier 1 capital ratio 9.77% (well capitalized).

## SEC filing metadata
- accession: 0001171843-23-004626
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/f8k_072323.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-004626
- JSON: https://secwatch.observer/filing/0001171843-23-004626.json
- Plain text: https://secwatch.observer/filing/0001171843-23-004626.txt

## Key facts
- Earnings Releases
  Eagle Bancorp Montana, Inc. reported the second quarter of 2023 results: revenue $21.5 million, net income $2.0 million, EPS $0.26 per diluted share.
  - Period: the second quarter of 2023
  - Revenue: $21.5 million
  - Net income: $2.0 million
  - EPS: $0.26 per diluted share
  - Result: reported results
  source text: preceding quarter, and 4.09% in the second quarter a year ago. Revenues (net interest income before the provision for credit losses, plus noninterest income) increased 1.7% to $21.5 million in the second quarter of 2023, compared to $21.1 million in the preceding quarter and decreased 7.9% compared to $23.3 million in the second quarter a year ago. The Company
  evidence_url: https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm
- Earnings Releases
  Eagle Bancorp Montana, Inc. reported the first six months of 2023 results: net income $5.3 million, EPS $0.67 per diluted share.
  - Period: the first six months of 2023
  - Net income: $5.3 million
  - EPS: $0.67 per diluted share
  - Result: reported results
  source text: In the first six months of 2023, net income was $5.3 million, or $0.67 per diluted share, compared to $4.0 million, or $0.57 per diluted share, in the first six months of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.