secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2023-07-25T23:59:59+00:00
Accession:  0001171843-23-004626
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Q2 net income $2.0M ($0.26 EPS); raises dividend to $0.14/share
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- Net income $2.0M ($0.26 diluted) vs $1.8M ($0.24) in Q2 2022; down from $3.2M ($0.42) in Q1 2023.
- Quarterly cash dividend increased to $0.14/share (annualized yield 4.34%), payable Sept 1, 2023 to holders of record Aug 11, 2023.
- Total loans grew 13.6% YoY to $1.42B; net interest margin compressed to 3.47% from 4.09% a year ago.
- Total deposits declined 4.4% YoY to $1.58B; average cost of deposits rose to 1.05% from 0.11% in Q2 2022.
- Tangible book value per share increased to $15.19 from $14.82 a year ago; Bank's Tier 1 capital ratio 9.77% (well capitalized).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/0001171843-23-004626-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323004626/f8k_072323.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-004626

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer