---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-004633"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T02:48:56.190419+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Hanmi Financial Q2 net income $20.6M ($0.67 EPS); deposits up 1.9% but NIM narrows 17 bps

## Summary
- Net income $20.6M ($0.67 diluted EPS) vs $22.0M ($0.72) in Q1 2023; ROAA 1.12%, ROAE 11.14%.
- Net interest income $55.4M, down 4.2% QoQ; NIM (tax-equivalent) 3.11%, down 17 bps.
- Deposits grew 1.9% to $6.32B; noninterest-bearing deposits 34.9% of total.
- Loans $5.97B, down 0.3% from Q1; loan production $259.3M at weighted avg rate 7.39%.
- Criticized loans declined 25.2%; nonperforming assets $22.3M (0.30% of assets); credit loss provision small.

## SEC filing metadata
- accession: 0001171843-23-004633
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/0001171843-23-004633-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/f8k_072523.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-004633
- JSON: https://secwatch.observer/filing/0001171843-23-004633.json
- Plain text: https://secwatch.observer/filing/0001171843-23-004633.txt

## Key facts
- Earnings Releases
  HANMI FINANCIAL CORP reported the first half of 2023 results: net income $42.6 million, EPS $1.39 per diluted share.
  - Period: the first half of 2023
  - Net income: $42.6 million
  - EPS: $1.39 per diluted share
  - Result: reported results
  source text: Net income for the first half of 2023 was $42.6 million, or $1.39 per diluted share, compared with $45.7 million, or $1.50 per diluted share, for the first half of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/0001171843-23-004633-index.htm
- Earnings Releases
  HANMI FINANCIAL CORP reported the second quarter of 2023 results: net income $20.6 million, EPS $0.67 per diluted share.
  - Period: the second quarter of 2023
  - Net income: $20.6 million
  - EPS: $0.67 per diluted share
  - Result: reported results
  source text: Hanmi Reports 2023 Second Quarter Results LOS ANGELES, July 25, 2023 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”) , the parent company of Hanmi Bank (the “Bank”), today reported financial results for the second quarter of 2023. Net income for the second quarter of 2023 was $20.6 million, or $0.67 per diluted share, compared with $22.0 million, or $0.72 per diluted share, for the first quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/0001171843-23-004633-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.