secwatch.observer — SEC 8-K summary
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Issuer:     HANMI FINANCIAL CORP (HAFC)
CIK:        0001109242
Form:       8-K
Filed at:   2023-07-25T23:59:59+00:00
Accession:  0001171843-23-004633
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hanmi Financial Q2 net income $20.6M ($0.67 EPS); deposits up 1.9% but NIM narrows 17 bps
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- Net income $20.6M ($0.67 diluted EPS) vs $22.0M ($0.72) in Q1 2023; ROAA 1.12%, ROAE 11.14%.
- Net interest income $55.4M, down 4.2% QoQ; NIM (tax-equivalent) 3.11%, down 17 bps.
- Deposits grew 1.9% to $6.32B; noninterest-bearing deposits 34.9% of total.
- Loans $5.97B, down 0.3% from Q1; loan production $259.3M at weighted avg rate 7.39%.
- Criticized loans declined 25.2%; nonperforming assets $22.3M (0.30% of assets); credit loss provision small.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/0001171843-23-004633-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1109242/000117184323004633/f8k_072523.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-004633

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