{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-004657","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.763027+00:00","generated_at":"2026-06-13T02:35:08.512655+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Stock Yards Bancorp Q2 net income $27.7M, EPS $0.94; loans up 12% YoY, deposits slip","bullets":["Net income $27.7M ($0.94 diluted EPS) vs $26.8M ($0.91) in Q2 2022; net interest income $60.9M, up 7% YoY.","Total loans excl. PPP rose $571M (+12%) YoY and $178M linked quarter; loan production set a record in Q2 2023.","Total deposits fell $149M (-2%) linked quarter; non-interest bearing deposits declined $79M.","Net interest margin compressed 17 bps to 3.42% as funding costs outpaced asset yields; credit quality remained strong with past dues at 3-year lows.","Quarterly cash dividend maintained at $0.29 per share; no share repurchases since 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-004657","json":"https://secwatch.observer/filing/0001171843-23-004657.json","markdown":"https://secwatch.observer/filing/0001171843-23-004657.md","text":"https://secwatch.observer/filing/0001171843-23-004657.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184323004657/0001171843-23-004657-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184323004657/f8k_072523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:35:08.512655+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8b1596a7c3bc827b761c32b2bb1abc2f2f65319e","claim":"Stock Yards Bancorp, Inc. reported the second quarter ended June 30, 2023 results: revenue $27.7 million, net income $27.7 million, EPS $0.94 per diluted share.","evidence_excerpt":"today reported earnings for the second quarter ended June 30, 2023, of $27.7 million, or $0.94 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184323004657/0001171843-23-004657-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$27.7 million"},{"label":"Net income","value":"$27.7 million"},{"label":"EPS","value":"$0.94 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}