{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-006354","form_type":"8-K","ticker":"EBMT","cik":"0001478454","company_name":"Eagle Bancorp Montana, Inc.","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.197448+00:00","generated_at":"2026-06-09T13:55:38.994250+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Eagle Bancorp Montana Q3 2023 net income $0.34 EPS; NIM contracts to 3.41%; loans up 12.5% YoY","bullets":["Q3 net income $2.6M ($0.34 diluted EPS), down from $0.40 year ago, up from $0.26 prior quarter.","Net interest margin fell to 3.41% from 4.18% a year ago; funding costs rose to 2.37%.","Total loans grew 12.5% YoY to $1.48B; deposits decreased 3.5% YoY to $1.62B.","Quarterly dividend of $0.14 declared, payable Dec 1, 2023, record Nov 10 (yield 4.81%).","Nonperforming loans declined to $7.8M from $9.9M prior quarter; provision for credit losses $588k."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-006354","json":"https://secwatch.observer/filing/0001171843-23-006354.json","markdown":"https://secwatch.observer/filing/0001171843-23-006354.md","text":"https://secwatch.observer/filing/0001171843-23-006354.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323006354/0001171843-23-006354-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323006354/f8k_102423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T13:55:38.994250+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8eedb1abfc52a6ea2e929086b0f949b386dea47e","claim":"Eagle Bancorp Montana, Inc. reported the quarter ended September 30, 2023 results: net income $2.6 million, EPS $0.34 per diluted share.","evidence_excerpt":"On October 24, 2023, Eagle Bancorp Montana, Inc. announced its results of operations for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1478454/000117184323006354/0001171843-23-006354-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$2.6 million"},{"label":"EPS","value":"$0.34 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}