secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2023-10-24T23:59:59+00:00
Accession:  0001171843-23-006354
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Montana Q3 2023 net income $0.34 EPS; NIM contracts to 3.41%; loans up 12.5% YoY
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- Q3 net income $2.6M ($0.34 diluted EPS), down from $0.40 year ago, up from $0.26 prior quarter.
- Net interest margin fell to 3.41% from 4.18% a year ago; funding costs rose to 2.37%.
- Total loans grew 12.5% YoY to $1.48B; deposits decreased 3.5% YoY to $1.62B.
- Quarterly dividend of $0.14 declared, payable Dec 1, 2023, record Nov 10 (yield 4.81%).
- Nonperforming loans declined to $7.8M from $9.9M prior quarter; provision for credit losses $588k.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323006354/0001171843-23-006354-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184323006354/f8k_102423.htm
  HTML page:      https://secwatch.observer/filing/0001171843-23-006354

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