{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-006360","form_type":"8-K","ticker":"HAFC","cik":"0001109242","company_name":"HANMI FINANCIAL CORP","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.249410+00:00","generated_at":"2026-06-09T13:23:10.284446+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanmi Q3 net income $18.8M ($0.62 EPS), down 8.8% from Q2; loans up 0.9%","bullets":["Q3 EPS $0.62 vs $0.67 in Q2; net income $18.8M down from $20.6M.","Loans $6.02B (+0.9% seq); production $336.3M at 7.80% avg yield; deposits $6.26B (-0.9%).","Net interest income $54.9M (-1.0% seq); NIM 3.03% down 8 bps; noninterest-bearing deposits 34.5%.","Credit loss expense $5.2M (vs recovery in Q2); net charge-offs $8.9M; ACEP 1.12%.","Nonperforming assets fell 28.7% to $15.9M (0.22% of assets); efficiency ratio 51.82%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-006360","json":"https://secwatch.observer/filing/0001171843-23-006360.json","markdown":"https://secwatch.observer/filing/0001171843-23-006360.md","text":"https://secwatch.observer/filing/0001171843-23-006360.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/0001171843-23-006360-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/f8k_102423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T13:23:10.284446+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2216c1f78415eb2625f11a484a599c1959802893","claim":"HANMI FINANCIAL CORP reported the third quarter of 2023 results: net income $18.8 million, EPS $0.62 per diluted share.","evidence_excerpt":"Net income for the third quarter of 2023 was $18.8 million, or $0.62 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/0001171843-23-006360-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$18.8 million"},{"label":"EPS","value":"$0.62 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}