---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-006360"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T13:23:10.284446+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hanmi Q3 net income $18.8M ($0.62 EPS), down 8.8% from Q2; loans up 0.9%

## Summary
- Q3 EPS $0.62 vs $0.67 in Q2; net income $18.8M down from $20.6M.
- Loans $6.02B (+0.9% seq); production $336.3M at 7.80% avg yield; deposits $6.26B (-0.9%).
- Net interest income $54.9M (-1.0% seq); NIM 3.03% down 8 bps; noninterest-bearing deposits 34.5%.
- Credit loss expense $5.2M (vs recovery in Q2); net charge-offs $8.9M; ACEP 1.12%.
- Nonperforming assets fell 28.7% to $15.9M (0.22% of assets); efficiency ratio 51.82%.

## SEC filing metadata
- accession: 0001171843-23-006360
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/0001171843-23-006360-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/f8k_102423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-006360
- JSON: https://secwatch.observer/filing/0001171843-23-006360.json
- Plain text: https://secwatch.observer/filing/0001171843-23-006360.txt

## Key facts
- Earnings Releases
  HANMI FINANCIAL CORP reported the third quarter of 2023 results: net income $18.8 million, EPS $0.62 per diluted share.
  - Period: the third quarter of 2023
  - Net income: $18.8 million
  - EPS: $0.62 per diluted share
  - Result: reported results
  source text: Net income for the third quarter of 2023 was $18.8 million, or $0.62 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184323006360/0001171843-23-006360-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.