---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-006375"
form_type: "8-K"
ticker: "SYBT"
cik: "0000835324"
company_name: "Stock Yards Bancorp, Inc."
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T12:35:49.280718+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Stock Yards Bancorp Q3 net income $27.1M ($0.92 EPS); loans up 11% YoY; dividend raised to $0.30

## Summary
- Net income $27.1M ($0.92 diluted EPS) vs $28.5M ($0.97) in Q3 2022.
- Total loans ex-PPP +$559M YoY (+11%); linked-quarter loan growth $201M (+4%).
- Net interest margin 3.34%, down 12 bps YoY; net interest income $61.3M, down 2% YoY.
- Non-interest income $22.9M, down 8% YoY, including $302K gains on premises sales vs $3.1M a year ago.
- Dividend raised to $0.30 per share; paid Oct 2. Tangible common equity $20.17 per share.

## SEC filing metadata
- accession: 0001171843-23-006375
- form_type: 8-K
- ticker: SYBT
- cik: 0000835324
- company_name: Stock Yards Bancorp, Inc.
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/835324/000117184323006375/0001171843-23-006375-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/835324/000117184323006375/f8k_102423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-006375
- JSON: https://secwatch.observer/filing/0001171843-23-006375.json
- Plain text: https://secwatch.observer/filing/0001171843-23-006375.txt

## Key facts
- Earnings Releases
  Stock Yards Bancorp, Inc. reported the third quarter ended September 30, 2023 results: net income $27.1 million, EPS $0.92 per diluted share.
  - Period: the third quarter ended September 30, 2023
  - Net income: $27.1 million
  - EPS: $0.92 per diluted share
  - Result: reported results
  source text: Stock Yards Bancorp, Inc. issued a press release, a copy of which is attached hereto as Exhibit 99.1 and incorporated by reference, announcing earnings for the three and nine months ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/835324/000117184323006375/0001171843-23-006375-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.