{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-23-006378","form_type":"8-K","ticker":"CHMG","cik":"0000763563","company_name":"CHEMUNG FINANCIAL CORP","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.962504+00:00","generated_at":"2026-06-09T12:23:29.598582+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Chemung Financial Q3 net income $7.6M, EPS $1.61, up from $1.37 YoY","bullets":["Net income $7.6M ($1.61 per share) vs $6.5M ($1.37) in Q3 2022.","Net interest income $18.0M, down 5.3% YoY; net interest margin 2.73% vs 3.08%.","Non-interest income $7.8M, up 56% YoY, boosted by $2.4M employee retention tax credit.","Total deposits $2.473B, up 3.5% from prior quarter-end; non-performing loans 0.35% of total loans.","Dividends declared $0.31 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-23-006378","json":"https://secwatch.observer/filing/0001171843-23-006378.json","markdown":"https://secwatch.observer/filing/0001171843-23-006378.md","text":"https://secwatch.observer/filing/0001171843-23-006378.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763563/000117184323006378/0001171843-23-006378-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763563/000117184323006378/f8k_102523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T12:23:29.598582+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1c6bd7f755d4fa8efc626b6bed0983d5431c73dc","claim":"CHEMUNG FINANCIAL CORP reported third quarter of 2023 results: net income $7.6 million, EPS $1.61 per share.","evidence_excerpt":"Chemung Financial Corporation Reports Third Quarter 2023 Net Income of $7.6 million, or $1.61 per Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763563/000117184323006378/0001171843-23-006378-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$7.6 million"},{"label":"EPS","value":"$1.61 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}