---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-23-006433"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T09:07:22.437659+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Mid Q3 EPS $0.68 ($0.77 adjusted); Blackhawk acquisition adds $1.2B deposits

## Summary
- Net income $15.1M, diluted EPS $0.68; adjusted net income $17.1M, adjusted EPS $0.77.
- Closed Blackhawk acquisition Aug 15; added $1.2B deposits and $730.2M loans. Sold $251.9M in bonds for $3.4M gain.
- Net interest margin (tax equivalent) 3.06%, up 22 bps QoQ; total loans $5.54B, deposits $6.35B.
- Provision expense $5.9M (incl. CECL Day Two); ACL ratio 1.23%; net charge-offs $0.2M; NPLs 0.38%.
- Efficiency ratio adjusted 58.6%; tangible book value per share $19.73 (down, AOCI impact $1.15).

## SEC filing metadata
- accession: 0001171843-23-006433
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184323006433/0001171843-23-006433-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184323006433/f8k_102523.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-23-006433
- JSON: https://secwatch.observer/filing/0001171843-23-006433.json
- Plain text: https://secwatch.observer/filing/0001171843-23-006433.txt

## Key facts
- Earnings Releases
  FIRST MID BANCSHARES, INC. reported financial results for the quarter ended September 30, 2023.
  - Period: the quarter ended September 30, 2023
  - Result: reported results
  source text: On October 26, 2023, the Company issued a press release to report its results of operations and financial condition as of and for the quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/700565/000117184323006433/0001171843-23-006433-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.