{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-000355","form_type":"8-K","ticker":"HAFC","cik":"0001109242","company_name":"HANMI FINANCIAL CORP","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.385329+00:00","generated_at":"2026-06-06T19:47:52.423130+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanmi Q4 net income $18.6M, EPS $0.61; full year 2023 net income $80.0M, down 21% from 2022","bullets":["Q4 net income $18.6M ($0.61 diluted EPS) vs Q3 $18.8M ($0.62); full year 2023 net income $80.0M ($2.62 EPS) vs 2022 $101.4M ($3.32 EPS).","Loans $6.18B, up 2.7% QoQ and 3.6% YoY; deposits $6.28B, up 0.3% QoQ; net interest margin 2.92%, down 11 bps.","Credit loss expense recovery of $2.9M in Q4 vs $5.2M charge in Q3; net recoveries $5.0M including $6.0M recovery from 2019 troubled loan.","Nonperforming assets $15.6M, 0.21% of assets; criticized loans $96.7M, down 11.8% QoQ.","Efficiency ratio 58.86%; capital strong: CET1 11.86%, total capital 14.95%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-000355","json":"https://secwatch.observer/filing/0001171843-24-000355.json","markdown":"https://secwatch.observer/filing/0001171843-24-000355.md","text":"https://secwatch.observer/filing/0001171843-24-000355.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/f8k_012324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:47:52.423130+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"328dd0900dfec5e5630497a4a006356db07c2c8a","claim":"HANMI FINANCIAL CORP reported the full year ended December 31, 2023 results: net income $80.0 million, or $2.62 per diluted share, EPS $2.62 per diluted share.","evidence_excerpt":"For the full year of 2023, net income was $80.0 million, or $2.62 per diluted share, compared to $101.4 million, or $3.32 per diluted share, for the full year of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2023"},{"label":"Net income","value":"$80.0 million, or $2.62 per diluted share"},{"label":"EPS","value":"$2.62 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"68e263bb6ef29a781317f34ffcadf3017bdba71b","claim":"HANMI FINANCIAL CORP reported the quarter ended December 31, 2023 results: net income $18.6 million, or $0.61 per diluted share, EPS $0.61 per diluted share.","evidence_excerpt":"On January 23, 2024, Hanmi Financial Corporation (“Hanmi Financial”) issued a press release announcing its financial results for the quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$18.6 million, or $0.61 per diluted share"},{"label":"EPS","value":"$0.61 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}