---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-000355"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2024-01-23T23:59:59+00:00"
generated_at: "2026-06-06T19:47:52.423130+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hanmi Q4 net income $18.6M, EPS $0.61; full year 2023 net income $80.0M, down 21% from 2022

## Summary
- Q4 net income $18.6M ($0.61 diluted EPS) vs Q3 $18.8M ($0.62); full year 2023 net income $80.0M ($2.62 EPS) vs 2022 $101.4M ($3.32 EPS).
- Loans $6.18B, up 2.7% QoQ and 3.6% YoY; deposits $6.28B, up 0.3% QoQ; net interest margin 2.92%, down 11 bps.
- Credit loss expense recovery of $2.9M in Q4 vs $5.2M charge in Q3; net recoveries $5.0M including $6.0M recovery from 2019 troubled loan.
- Nonperforming assets $15.6M, 0.21% of assets; criticized loans $96.7M, down 11.8% QoQ.
- Efficiency ratio 58.86%; capital strong: CET1 11.86%, total capital 14.95%.

## SEC filing metadata
- accession: 0001171843-24-000355
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2024-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/f8k_012324.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-000355
- JSON: https://secwatch.observer/filing/0001171843-24-000355.json
- Plain text: https://secwatch.observer/filing/0001171843-24-000355.txt

## Key facts
- Earnings Releases
  HANMI FINANCIAL CORP reported the full year ended December 31, 2023 results: net income $80.0 million, or $2.62 per diluted share, EPS $2.62 per diluted share.
  - Period: the full year ended December 31, 2023
  - Net income: $80.0 million, or $2.62 per diluted share
  - EPS: $2.62 per diluted share
  - Result: reported results
  source text: For the full year of 2023, net income was $80.0 million, or $2.62 per diluted share, compared to $101.4 million, or $3.32 per diluted share, for the full year of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm
- Earnings Releases
  HANMI FINANCIAL CORP reported the quarter ended December 31, 2023 results: net income $18.6 million, or $0.61 per diluted share, EPS $0.61 per diluted share.
  - Period: the quarter ended December 31, 2023
  - Net income: $18.6 million, or $0.61 per diluted share
  - EPS: $0.61 per diluted share
  - Result: reported results
  source text: On January 23, 2024, Hanmi Financial Corporation (“Hanmi Financial”) issued a press release announcing its financial results for the quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1109242/000117184324000355/0001171843-24-000355-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.