{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-000368","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.030009+00:00","generated_at":"2026-06-06T19:40:23.230891+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Stock Yards Bancorp Q4 EPS $0.82, down 19% YoY; record annual net income $107.7M","bullets":["Net income $23.9M ($0.82 diluted EPS) vs $29.8M ($1.01) in Q4 2022; full-year record $107.7M ($3.67).","Total loans (ex-PPP) grew $155M (3%) linked quarter, $580M (11%) YoY; record Q4 organic loan production.","Net interest margin compressed to 3.25% from 3.64% YoY; net interest income $62.0M vs $65.3M.","Recorded $4.1M charge-off on one C&I relationship; allowance for credit losses to loans 1.38%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-000368","json":"https://secwatch.observer/filing/0001171843-24-000368.json","markdown":"https://secwatch.observer/filing/0001171843-24-000368.md","text":"https://secwatch.observer/filing/0001171843-24-000368.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184324000368/0001171843-24-000368-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184324000368/f8k_012324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:40:23.230891+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2ae2935c196a787c32eeb02532c83b54645ff28e","claim":"Stock Yards Bancorp, Inc. reported the fourth quarter ended December 31, 2023 results: net income $23.9 million, EPS $0.82 per diluted share.","evidence_excerpt":"Stock Yards Bancorp Reports Fourth Quarter Earnings of $23.9 Million or $0.82 Per Diluted Share and Record Earnings for the Year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184324000368/0001171843-24-000368-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2023"},{"label":"Net income","value":"$23.9 million"},{"label":"EPS","value":"$0.82 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f94cf421828ae27e62f5a564a57db350a8c76af2","claim":"Stock Yards Bancorp, Inc. reported the year ended December 31, 2023 results: net income $107.7 million, EPS $3.67.","evidence_excerpt":"For the year ended December 31, 2023, the Company produced record net income of $107.7 million, and diluted earnings per share of $3.67.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184324000368/0001171843-24-000368-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$107.7 million"},{"label":"EPS","value":"$3.67"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}