---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-000398"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T18:43:21.060610+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Mid Q4 net income $18.1M ($0.76 EPS); adjusted EPS $0.94; completes Blackhawk merger

## Summary
- Net income $18.1M ($0.76 diluted EPS); adjusted net income $22.4M ($0.94 diluted EPS) per non-GAAP.
- Completed Blackhawk Bank merger and core system conversion in Q4; first full quarter includes acquisition.
- Net interest margin (tax-equivalent) improved to 3.33%, up 27 bps QoQ; sold $79.7M bonds to reduce brokered CDs.
- Total loans $5.58B (+$40.5M QoQ); strong asset quality with NPAs/assets at 0.28% and ACL/loans 1.23%.
- Board declared $0.23 quarterly dividend payable Mar 1, 2024 to holders of record Feb 16, 2024.

## SEC filing metadata
- accession: 0001171843-24-000398
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184324000398/0001171843-24-000398-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184324000398/f8k_012424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-000398
- JSON: https://secwatch.observer/filing/0001171843-24-000398.json
- Plain text: https://secwatch.observer/filing/0001171843-24-000398.txt

## Key facts
- Earnings Releases
  FIRST MID BANCSHARES, INC. reported the quarter ended December 31, 2023 results: net income $18.1 million, EPS $0.76 diluted EPS.
  - Period: the quarter ended December 31, 2023
  - Net income: $18.1 million
  - EPS: $0.76 diluted EPS
  - Result: reported results
  source text: First Mid Bancshares, Inc. (NASDAQ: FMBH) (the “Company”) today announced its financial results for the quarter and year ended December 31, 2023. Highlights Net income of $18.1 million, or $0.76 diluted EPS
  evidence_url: https://www.sec.gov/Archives/edgar/data/700565/000117184324000398/0001171843-24-000398-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.