secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2024-01-25T23:59:59+00:00
Accession:  0001171843-24-000398
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid Q4 net income $18.1M ($0.76 EPS); adjusted EPS $0.94; completes Blackhawk merger
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- Net income $18.1M ($0.76 diluted EPS); adjusted net income $22.4M ($0.94 diluted EPS) per non-GAAP.
- Completed Blackhawk Bank merger and core system conversion in Q4; first full quarter includes acquisition.
- Net interest margin (tax-equivalent) improved to 3.33%, up 27 bps QoQ; sold $79.7M bonds to reduce brokered CDs.
- Total loans $5.58B (+$40.5M QoQ); strong asset quality with NPAs/assets at 0.28% and ACL/loans 1.23%.
- Board declared $0.23 quarterly dividend payable Mar 1, 2024 to holders of record Feb 16, 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184324000398/0001171843-24-000398-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184324000398/f8k_012424.htm
  HTML page:      https://secwatch.observer/filing/0001171843-24-000398

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