First Capital annual net income up to $12.8M ($3.82 EPS); Q4 net income down to $3.1M ($0.93 EPS)

FIRST CAPITAL INC

2023-FY EPS reported $3.82 revenue$7,009,000

Full year 2023 net income $12.8M vs $11.9M in 2022; diluted EPS $3.82 vs $3.55.
Q4 2023 net income $3.1M ($0.93 EPS) vs $3.5M ($1.05 EPS) in Q4 2022.
Net interest income after provision fell $465K in Q4 due to higher interest expense on FHLB and BTFP borrowings.
Nonperforming assets rose to $1.8M at Dec 31, 2023 from $1.4M a year earlier; deposits fell $35.2M.
Provision for credit losses was $1.1M for 2023 vs $950K in 2022; net charge-offs $469K vs $261K.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

FIRST CAPITAL INC reported the year ended December 31, 2023 results: net income $12.8 million, EPS $3.82 per diluted share.

Period: the year ended December 31, 2023
Net income: $12.8 million
EPS: $3.82 per diluted share
Result: reported results

Exact text from the filing

First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $12.8 million, or $3.82 per diluted share, for the year ended December 31, 2023, compared to net income of $11.9 million, or $3.55 per diluted share, for the year ended December 31, 2022.

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Earnings Releases SEC 8-K Item 2.02 confidence 0.95

FIRST CAPITAL INC reported the quarter ended December 31, 2023 results: net income $3.1 million, EPS $0.93 per diluted share.

Period: the quarter ended December 31, 2023
Net income: $3.1 million
EPS: $0.93 per diluted share
Result: reported results

Exact text from the filing

The Company’s net income was $3.1 million, or $0.93 per diluted share, for the quarter ended December 31, 2023, compared to $3.5 million, or $1.05 per diluted share, for the quarter ended December 31, 2022.

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Source: SEC EDGAR

accession 0001171843-24-000476

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