---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-000647"
form_type: "8-K"
ticker: "MSBI"
cik: "0001466026"
company_name: "Midland States Bancorp, Inc."
filed_at: "2024-02-07T23:59:59+00:00"
generated_at: "2026-06-06T06:54:52.342372+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Midland States Bancorp reports $7.9B assets, Q4 diluted EPS $0.84, dividend increased for 22nd year

## Summary
- Total assets $7.9B, loans $6.1B, deposits $6.3B as of Dec 31, 2023.
- Q4 2023 net income $18.5M ($0.84 diluted EPS), ROAA 1.04%, ROTCE 15.41%.
- GreenSky consumer loan portfolio wind-down: $683.6M outstanding, projected to $408M by end of 2024.
- CET1 ratio increased 33bps to 8.40%; tangible book value per share up 7.8% in Q4.
- Dividend increased for 22 consecutive years, current annual dividend $1.20/share.

## SEC filing metadata
- accession: 0001171843-24-000647
- form_type: 8-K
- ticker: MSBI
- cik: 0001466026
- company_name: Midland States Bancorp, Inc.
- filed_at: 2024-02-07T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1466026/000117184324000647/0001171843-24-000647-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1466026/000117184324000647/f8k_020624.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-000647
- JSON: https://secwatch.observer/filing/0001171843-24-000647.json
- Plain text: https://secwatch.observer/filing/0001171843-24-000647.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.