{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-000904","form_type":"8-K","ticker":"DGICA","cik":"0000800457","company_name":"DONEGAL GROUP INC","filed_at":"2024-02-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.957717+00:00","generated_at":"2026-06-05T21:23:06.240537+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Donegal Group posts Q4 net loss $2.0M, combined ratio 106.8%; full-year net income $4.4M","bullets":["Q4 net loss $2.0M (diluted EPS -$0.06) vs Q4 2022 net income $3.5M ($0.11).","Q4 combined ratio 106.8%, worsening from 102.8% a year ago, indicating underwriting loss.","Full year 2023 net income $4.4M ($0.14 diluted EPS) vs FY 2022 net loss $2.0M.","Net premiums earned up 6.2% in Q4 ($226.2M) and 7.2% for full year ($882.1M).","Book value per share declined to $14.39 at Dec 31, 2023 from $14.79 a year earlier."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-000904","json":"https://secwatch.observer/filing/0001171843-24-000904.json","markdown":"https://secwatch.observer/filing/0001171843-24-000904.md","text":"https://secwatch.observer/filing/0001171843-24-000904.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/800457/000117184324000904/0001171843-24-000904-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/800457/000117184324000904/f8k_022124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T21:23:06.240537+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"adbe1e9a40b210e2630c1150457924bdc7f44b9d","claim":"DONEGAL GROUP INC reported the fourth quarter ended December 31, 2023 results: net income Net loss of $2.0 million, or 6 cents per Class A share.","evidence_excerpt":"Donegal Group Inc. Announces Fourth Quarter and Full Year 2023 Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/800457/000117184324000904/0001171843-24-000904-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2023"},{"label":"Net income","value":"Net loss of $2.0 million, or 6 cents per Class A share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"eacfdc3224ea2c8e4c7a365d87dd13fa6ab3ece3","claim":"DONEGAL GROUP INC reported the full year ended December 31, 2023 results: net income Net income of $4.4 million, or 14 cents per diluted Class A share.","evidence_excerpt":"Donegal Group Inc. Announces Fourth Quarter and Full Year 2023 Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/800457/000117184324000904/0001171843-24-000904-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2023"},{"label":"Net income","value":"Net income of $4.4 million, or 14 cents per diluted Class A share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}